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A legitimate multi-level marketing (MLM) business pays you mainly for products or services you sell to real customers. An illegal pyramid scheme pays you mainly for recruiting other people, and it …
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A debt settlement or credit repair company is breaking federal law if it charges you before it actually settles or reduces your debt, or if it promises to remove accurate negative information from …
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An extended warranty or service contract is worth it only if it covers something your existing warranty doesn’t, at a price that makes sense for the repair risk. It becomes a scam or a waste of money …
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A subscription trap is a “free trial” or low-cost offer that quietly turns into a recurring paid subscription because the company buried the real terms, pre-checked a consent box, or made cancellation …
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Insurance fraud happens when someone sells you a fake policy, bills for care or repairs you never received, or stages a claim to collect a payout. It shows up in health coverage, auto policies and …
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Travel scams usually take one of three forms: a fake hotel or flight booking site that takes your payment and never delivers a room or ticket, a timeshare resale offer that asks for an upfront fee …
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