American’s Next Subprime Crisis is a sales presentation for a paid financial newsletter, Weiss Ratings’ Safe Money Report, written by Dr. Martin Weiss. Nothing in the material you can see documents it as a scam: the publisher is a named company with a phone line, an email address and a contact form, and its own terms say it is a research publisher, not an investment adviser. What you cannot check from the sales page is whether its predictions about private credit will come true, so judge it as a paid opinion product, not as a fact sheet.
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Who sells it, and how do you reach them?
The presentation says it is “an urgent briefing paid for by Weiss Ratings.” Weiss Ratings, LLC says it has been in business since 1971 and describes itself as a financial research publisher. Its terms state that it is not a registered investment adviser or securities broker/dealer and does not give individual investment advice.
The publisher lists these ways to reach it:
- Phone: 1-877-934-7778, Monday to Friday, 9:00 to 5:30 Eastern (or +1-561-627-3300 from overseas).
- Email: contactus@weissinc.com.
- A contact form with subject choices that include Billing Inquiry, Order Status, Subscription Renewals and Cancel or Refund a Subscription.
- A mailing address in Palm Beach Gardens, Florida, listed on its contact page.
What does the sales letter say?
Everything in this section is the publisher’s claim or prediction, not established fact.
- The publisher says a “subprime” problem is forming in the private credit market, which it puts at $3 trillion in investor money.
- It names First Brands, Tricolor, HPS Corporate Lending Fund, BCRED and several large asset managers as examples of what it calls real, current trouble.
- Dr. Weiss says he believes the U.S. is in the early stages of a financial crisis that could be larger than 2008. He says annuity providers, banks and funds could be exposed.
- He says the Big Three rating agencies are paid by the companies they grade and that Weiss Ratings takes no money from companies it rates.
- He says Weiss Ratings warned about Bear Stearns, Lehman Brothers and Citigroup before they failed.
- The presentation offers a briefing called The Next Subprime Crisis Playbook and promises “five specific steps.” It says the briefing explains how to check a bank or annuity provider and names funds loaded with private credit.
These are forecasts. A rating agency’s past calls do not guarantee future results. If you want guidance for your own savings, annuity or bank accounts, ask a licensed fiduciary adviser.
What can you check, and what can’t you?
| Item | What the publisher says | How to check it |
|---|---|---|
| Company identity | Weiss Ratings, LLC, in business since 1971 | Call or email the listed contacts and confirm the order and billing name |
| Government study | The U.S. Government Accountability Office found Weiss insurance ratings beat A.M. Best by at least three to one | The publisher names the report: Insurance Ratings: Comparison of Private Agency Ratings for Life/Health Insurers. Look it up before relying on the claim |
| Newspaper ranking | The Wall Street Journal ranked Weiss stock ratings first for profit performance (the publisher cites a June 7, 2005 article) | Search for that article by title: Stock Research Gets More Reliable |
| Bank warnings | Warned in advance about 464 of 465 bank failures after 2008 | Ask the publisher for the dated warnings behind the figure |
| Independence | Never accepts money from companies it rates | Ask support in writing how the company is paid |
| Future predictions | Private credit crisis, five protective steps | Cannot be checked today. Treat them as opinion |
The publisher’s own pages differ in small ways, so ask which version is right. The presentation calls Weiss “America’s only independent rating agency” in one place and “one of the nation’s only independent” agencies in another. It says Lehman was flagged 181 days ahead, while the company history page says 182. Bear Stearns appears at 102 days in the presentation and “33 days later” in the company history. These may refer to different warnings, but a buyer who cares about the track record should ask for the dates.
What do official sources say about subprime auto loans and credit?
The presentation uses a subprime auto lender as an example. The official pages gathered here give no delinquency or debt figures, so none are given on this page. They do offer practical help if you hold an auto loan. The CFPB auto loan tools page has guidance for people who owe more than the vehicle is worth, cannot make payments or face repossession. The FTC’s page on auto loan refinancing scams says to talk to your lender early, and that no one can guarantee lower payments.
For your own credit picture, USAGov’s credit report guide says you can get a free report each year from Equifax, Experian and TransUnion through AnnualCreditReport.com.
What does it cost and what do you get?
As of October 7, 2026, the seller’s page shows a one-time, fully refundable fee of $49. It shows a “Download report” button for The Next Subprime Crisis Playbook, describes five steps and offers a 12-month trial with a full refund during those 12 months, but it does not state the renewal terms for this specific offer. Check the current price, what the order includes and whether it renews on the Product Page before you enter any payment details. The publisher says its terms have renewal, cancellation and refund rules that differ by product category and initial term, so read the ones that apply to your order.
How do you protect your order?
- Before paying, ask support by phone or email what the order costs, how long it runs, whether it renews automatically and how to get a refund. Keep the answer in writing.
- Screenshot the checkout page and save the confirmation email.
- Note the arbitration and class action waiver. The terms say mandatory arbitration applies unless you opt out, and that the dispute section explains how. Read that section before ordering.
- Text alerts are optional. The terms say you do not have to opt in to buy.
- Third-party ads are opt-in. The privacy statement says subscribers may choose to receive them, and that they can carry a “Weiss Ratings” sender name even when a third party sends them.
- Use the phone numbers and email above, not a message that claims to be from the publisher. For general scam habits, see our guides on verifying a seller and refund terms and warranty and service plan scams.
Before you order
- What is the exact price, and is it a one-time purchase or a subscription?
- Does it renew, and how do you cancel?
- What is the refund window, and who approves it?
- Which of the five steps are in the paid briefing, and which are free?
- Which dated warnings back the track-record figures?
By USPatriotNews.com Editorial Team
